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Innovation Policy: A guide for Developing Countries.
World Bank 2010

The presentation of innovation policy in this volume offers a detailed conceptual framework for understanding and learning about technology innovation policies and programs and their implementation in different countries. Inspired by the experience of both developed and developing countries, the book focuses on the latter's needs and issues. The publication's main audience is the policy-making community. It includes not only those who are directly involved with technology, industry, science, and education but also those in charge of finance and economics, and indeed the top government leadership, which plays a crucial role in successful innovation policies. This overview follows the organization of the volume, which is divided into parts and chapters. Before a summary of the individual chapters, however, the main messages that emerge from the volume as a whole are briefly presented. The approach to innovation policy proposed in this volume revolves around the basic questions: why? What? How?

WORLD BANK (2010): Innovation Policy: A guide for Developing Countries.. World Bank URL [Accessed: 21.07.2020]
Innovation A to Z

Innovation A to Z is a mind map to help entrepreneurs make informed business decisions when thinking of launching an innovative product or service. It takes the reader through an innovation funnel that will help him/her determine whether the idea has potential to be innovative in the specific market. 

https://www.boardofinnovation.com/tools/innovation-a-to-z/ [Accessed: 09.07.2020]
Fintech for the water sector – advancing financial inclusion for more equitable access to water

For many low-income households in the developing world, incomes are highly variable and uncertain. High up-front costs combined with irregular incomes result in unequal access to water, sanitation, and irrigation. Households typically can, and should, cover the costs of accessing water resources, but they cannot do this without help. Financial inclusion can help households access water resources. Financial inclusion focuses on ensuring everyone has access to useful and affordable financial products and services, including transactions, payments, savings, credit, and insurance. The emerging field of financial technology (fintech) can help address barriers to financial inclusion in the water sector while potentially reducing or eliminating the need for subsidy. Fintech solutions already address some of the needs of developing-nation households—applications include payments and mobile money, pay-as-you-go (PAYG) models, insurance technology (insurtech), and virtual banks. This paper explores how fintech can support expansion of market-based solutions for water, sanitation, and irrigation, identifying several use cases where fintech is already being used to address financial inclusion and access to water. In addition to ways that fintech can help households access water supply and sanitation services, the paper also examines how fintech can help water utilities serve low-income customers more effectively and assist small-scale service providers in growing their businesses.

IKEDA, J. and LIFFITON, K. (2019): Fintech for the water sector – advancing financial inclusion for more equitable access to water. In: Water Papers: PDF